No one on Team OppJar was a trust fund baby – our financial knowledge is from many sources and experiences (including a misstep or two along the way).
What we believe: No-one is born knowing this stuff. People's situations and priorities differ. Small steps can lead to big wins. Examples and experiences are powerful. Saving can be fun!
We are here to help you and your village succeed financially, including passing along information we found useful. Please check back as we add more! We welcome any articles or tips at email@example.com . Follow us on social media for more.
When you finish paying off a debt (car loan, credit card, etc.), put the regular monthly payment towards savings.
Does this sound familiar?
According to one study “Nearly one in three parents admit to “borrowing” from their kids’ piggy bank” A different study noted “Half also said they never paid back the ‘loan’.”
“Don’t share your child’s Social Security number unless you know and trust the other party. Ask why it’s necessary and how it will be protected. Ask if you can use a different identifier or use only the last four digits of your child’s Social Security number.” Read more for other credit tips, including how to freeze your child’s credit. https://www.consumer.ftc.gov/articles/0040-child-identity-theft